Das Mikrokreditunternehmen VAYVND vergibt online und in Filialen Mikrokredite an Privatpersonen.
Das Mikrokreditunternehmen FinaGuru vergibt kurz- und langfristige Online-Kredite an Privatpersonen. Die Organisation verfügt über kein Filialnetz, sondern arbeitet dezentral über das Internet.
Creditnice ist ein Mikrofinanzunternehmen, das seit 2013 tätig ist. Es ist auf Kredite mit Online-Abwicklung spezialisiert, unter anderem für die Bezahlung von Einkäufen bei Partnern; es stellt auch virtuelle Kreditkarten aus und bietet Kreditlinien an.
Features of loans secured by real estate for legal entities and individual entrepreneurs
Real estate is often used as collateral for loan obligations. This option is beneficial to both parties to the transaction. The bank receives protection from risks, and the entrepreneur receives good conditions and the opportunity not to withdraw a large amount from circulation.
Real estate acquired or owned by a company, founders, directors, or third parties is accepted as collateral:
- Apartment
- Residential building with land
- Room
- Apartments
- Commercial premises or buildings
Conditions for issuing a loan secured by real estate for individual entrepreneurs and LLCs
The characteristics of the offers will vary depending on the bank, but you can often take out a loan under the following conditions:
Amount up to several tens and even hundreds of millions of dollars. It all depends on the value of the real estate
The rate is lower than for unsecured programs
Duration up to 10-15 years
It should be remembered that the bank limits expenses on loan funds. Here’s what not to do:
- Withdraw cash from your account
- Close debts to the creditor bank
- Issue loans and credits
- Buy securities, bills, mutual funds
- Pay dividends to owners
- Pay for collection documents
- Contribute funds to the authorized capital
- Transfer money to other accounts and cards
- Open deposits
- Repay overdue debts on taxes and payments to the budget
- Finance participation in tenders, auctions, competitions
- List of documents for obtaining a loan secured by real estate for individual entrepreneurs and LLCs
For the borrower:
Passports of all participants in the transaction, including owners and directors with the right to sign
Application form with information about the company
Constituent and registration documents
Current balance sheet, tax reporting for previous periods
Certified card with sample signatures and seal impressions
Certificates and agreements for other loans
By collateral:
Certificate of state registration of property rights, extract from the Unified State Register of Real Estate
Technical documentation, cadastral passport
Property valuation report from an independent appraisal company
German 
English 
Spanish 
French 
Italian 
Turkish 
Portuguese