Das Mikrokreditunternehmen VAYVND vergibt online und in Filialen Mikrokredite an Privatpersonen.
Das Mikrokreditunternehmen FinaGuru vergibt kurz- und langfristige Online-Kredite an Privatpersonen. Die Organisation verfügt über kein Filialnetz, sondern arbeitet dezentral über das Internet.
Creditnice ist ein Mikrofinanzunternehmen, das seit 2013 tätig ist. Es ist auf Kredite mit Online-Abwicklung spezialisiert, unter anderem für die Bezahlung von Einkäufen bei Partnern; es stellt auch virtuelle Kreditkarten aus und bietet Kreditlinien an.
Loans at 0 percent
A 0 percent loan is a popular service that many microfinance organizations offer to new clients. Favorable conditions attract users and help form a client base. You can submit an application online and quickly receive money on your card.
In this way, the borrower can not only save money, but also get to know the service in practice. Microloans often raise a lot of questions and fears. This is an opportunity to personally find out everything and solve urgent financial problems.
Features of the loan
The first microloan at 0% can only be issued by a new client who has not previously cooperated with this microfinance organization. There is a short-term program on preferential terms – they issue up to $30,000 for up to 30 days. It will not be possible to borrow a large sum without interest for a period of up to one year for the first time.
It is important to repay the debt on time. If there is a delay, the MFO will set the standard interest rate to 0.8% per day. Interest is calculated for the entire past period of time. Additionally, the creditor withholds a penalty for overdue debt.
We recommend that you study the list of available microloan repayment options in advance and plan your payment. Consider the timing of the receipt of money, as well as the transfer fee.
How to get a microloan online at 0 percent?
- Company selection and offers
- Registration of a personal account
- Filling out the form
- Borrower identification
- Sending an application with specific parameters
- Obtaining a decision from an MFO
- Signing the contract
- Crediting money to the account
The entire procedure is completed remotely and takes about 30 minutes. We recommend preparing your passport, other documents, and information needed for the application in advance.
The service is available to adult citizens with a passport, permanent registration, personal mobile number, and a stable income. Certificates from work are not needed; it is enough to truthfully indicate information about employment and salary.
You can increase the likelihood of your application being approved and receiving the required amount without refusal if you fill out the application form without errors, request a small amount, and resolve problems with your credit history and debt load.
Issue methods
A loan at zero interest on a card is a popular payment option that every microfinance organization offers. It’s fast and convenient, the card is always at hand. The money received can be withdrawn from an ATM or used for card payments.
In addition to a bank card, you can get a loan at zero interest using an electronic wallet, a bank account, in cash at an MFO office or by money transfer.
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