Das Mikrokreditunternehmen VAYVND vergibt online und in Filialen Mikrokredite an Privatpersonen.
Das Mikrokreditunternehmen FinaGuru vergibt kurz- und langfristige Online-Kredite an Privatpersonen. Die Organisation verfügt über kein Filialnetz, sondern arbeitet dezentral über das Internet.
Creditnice ist ein Mikrofinanzunternehmen, das seit 2013 tätig ist. Es ist auf Kredite mit Online-Abwicklung spezialisiert, unter anderem für die Bezahlung von Einkäufen bei Partnern; es stellt auch virtuelle Kreditkarten aus und bietet Kreditlinien an.
What are loans with arrears and bad credit history?

Overdue loans are microloans that are provided to problem borrowers with a bad credit history and unpaid debts. The offers are designed for clients with a high debt load, current and overdue debt. The terms of such lending are not always favorable, since microfinance organizations carry additional financial risks.
Microloans can be taken out around the clock without calling or going to the office, simply by filling out a form on the lender’s website. Even clients without a regular source of income, with large debts, or a hopeless or zero CI have a chance to have their application approved.
Vorteile
Often this is the only way to borrow a small amount of money instantly for a “problem” borrower or blacklisted debtor
Completing a CI remediation program increases the likelihood of approval of subsequent loans
If there are problems with payments, you can extend the period by several days or weeks. To do this, it is usually enough to pay interest or a special commission
Schwachstellen
Few organizations offer programs for borrowers with overdue debts
The likelihood of refusal to correct is very high if there is an unclosed loan or loan
The need to provide additional documents for registration in some situations (confirmation of income or guarantee)