Das Mikrokreditunternehmen VAYVND vergibt online und in Filialen Mikrokredite an Privatpersonen.
Das Mikrokreditunternehmen FinaGuru vergibt kurz- und langfristige Online-Kredite an Privatpersonen. Die Organisation verfügt über kein Filialnetz, sondern arbeitet dezentral über das Internet.
Creditnice ist ein Mikrofinanzunternehmen, das seit 2013 tätig ist. Es ist auf Kredite mit Online-Abwicklung spezialisiert, unter anderem für die Bezahlung von Einkäufen bei Partnern; es stellt auch virtuelle Kreditkarten aus und bietet Kreditlinien an.
New offers are constantly appearing on the microloan market. Not all of them are reliable and proven, but among the proposals you can find very interesting ones. For example, for a long-term microloan at low interest rates comparable to a consumer loan. From time to time, financial companies launch promotions for beginners: loans at 0%.
To receive the required amount in cash or by bank transfer, just select the appropriate option for a new loan and click on the “Submit Application” button. Meet the best microfinance organizations for the current month on our website. All proposals were tested according to several criteria, including the terms of provision of financial services and customer reviews.
When choosing a specific product, consider the amount, repayment period, and rate. Make sure you meet the stated requirements to avoid being rejected.
How do microfinance organizations function?
You can submit an application and receive a payday loan completely remotely, without visiting the office. This will allow you to urgently solve your financial problem without lengthy checks. Loans are issued around the clock.
To do this, you need to register on the company’s website or mobile application. The borrower must meet certain requirements, otherwise the loan will be automatically rejected. These include:
- Alter ab 18 Jahren
- Having a personal mobile phone
- Stabiles Einkommen
- Loans are issued only on the basis of an agreement. The electronic version is signed using a special one-time code from SMS. We recommend that you read the document before signing.
After approval, the money is transferred to a bank card or account, electronic wallet, through the Contact or Zolotaya Korona money transfer system. You can pay off your debt in various ways – in cash or online.
Additional options that the client needs to know about:
- Free microloan. When you first contact, many companies offer a promotion for new users. You can borrow a small amount for a short period of time at 0% interest if you repay the debt on time
- Prolongation. If there is no money to pay the debt, the contract can be extended for a new term. To do this, you need to sign an additional agreement and pay the already accrued interest.
- Early repayment. At any time, the borrower has the right to repay the loan ahead of schedule. In this case, interest will be recalculated based on the actual period of use of borrowed funds
How to choose new loans from microfinance organizations
The following recommendations will help you take out a new loan online without errors:
- Compare different offers. It is necessary to analyze the rates, amounts, terms, methods of receiving and returning money, requirements for the borrower and the speed of consideration of the application
- If you don’t have time to contact a bank, which can consider a loan application in 2-3 days, you can choose a microloan. You can receive money within half an hour after applying.
How to get a new loan from an MFO
Procedure for obtaining a microloan:
- Select a company from the list
- Compare the proposed conditions and find the most suitable ones
- Check if the borrower meets the specified criteria
- Register your personal account and fill out the form
- Specify the desired microloan parameters and submit the application for consideration
- Receive a response via SMS or email
- Sign the contract and receive money in the chosen way
- Microfinance organizations are interested in finding clients, so they often offer discounts, promotions, and promotional codes. In addition, newly opened firms soften requirements for borrowers and approve applications more often.
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