La empresa de microcréditos VAYVND concede microcréditos a particulares en línea y en sucursales.
La empresa de microcréditos FinaGuru concede préstamos en línea a corto y largo plazo a particulares. La organización no tiene red de sucursales; opera a distancia a través de Internet.
Creditnice es una microfinanciera que opera desde 2013. Está especializada en préstamos con tramitación en línea, incluso para pagar compras de socios; también emite tarjetas de crédito virtuales y ofrece líneas de crédito.
Loan without CI in MFOs
Credit history (CI) is information about all credits and loans of a person. Banks and microfinance companies take CI into account when considering applications. Banks often refuse to issue funds to borrowers who have never taken out a loan. The requirements of MFOs are not as strict as those of banks. Therefore, it is easier for citizens without a credit history to get a loan here.
How to apply for a loan through the service

To apply for a microloan without a credit history, the application procedure is as follows:
- Compare offers from microfinance companies on this page
- Select a company and click the “Submit Application” button next to the selected organization
- Calculate the preliminary overpayment on a loan using an online calculator
- Register on the company’s website and fill out an application for a microloan
- Submit it for review
- Wait for a decision on your application, it will take no more than 15 minutes
- Sign the contract
- Conseguir dinero con la tarjeta