Loans without credit history

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La empresa de microcréditos VAYVND concede microcréditos a particulares en línea y en sucursales.

La empresa de microcréditos FinaGuru concede préstamos en línea a corto y largo plazo a particulares. La organización no tiene red de sucursales; opera a distancia a través de Internet.

Creditnice es una microfinanciera que opera desde 2013. Está especializada en préstamos con tramitación en línea, incluso para pagar compras de socios; también emite tarjetas de crédito virtuales y ofrece líneas de crédito.

Creditify es un servicio de emisión de préstamos online urgentes a una tarjeta bancaria. Puedes pedir un préstamo sobre una tarjeta de esta empresa para diversos fines. No se exigen certificados de ingresos ni avalistas.

Loan without CI in MFOs

Credit history (CI) is information about all credits and loans of a person. Banks and microfinance companies take CI into account when considering applications. Banks often refuse to issue funds to borrowers who have never taken out a loan. The requirements of MFOs are not as strict as those of banks. Therefore, it is easier for citizens without a credit history to get a loan here.

How to apply for a loan through the service

Loans without credit history


To apply for a microloan without a credit history, the application procedure is as follows:

  • Compare offers from microfinance companies on this page
  • Select a company and click the “Submit Application” button next to the selected organization
  • Calculate the preliminary overpayment on a loan using an online calculator
  • Register on the company’s website and fill out an application for a microloan
  • Submit it for review
  • Wait for a decision on your application, it will take no more than 15 minutes
  • Sign the contract
  • Conseguir dinero con la tarjeta
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