La empresa de microcréditos VAYVND concede microcréditos a particulares en línea y en sucursales.
La empresa de microcréditos FinaGuru concede préstamos en línea a corto y largo plazo a particulares. La organización no tiene red de sucursales; opera a distancia a través de Internet.
Creditnice es una microfinanciera que opera desde 2013. Está especializada en préstamos con tramitación en línea, incluso para pagar compras de socios; también emite tarjetas de crédito virtuales y ofrece líneas de crédito.
Features of issuing trouble-free loans
Reliable – loans with a high probability of approval. Most often, such offers are available to solvent borrowers who:
Actively use the services of microfinance organizations
Always pay off debt on time
Have a good rating and a low credit load
The reliability of the loan affects the interest rate: the client needs to mentally prepare for overpayment. At the same time, for clients with zero or damaged credit history (CI), this is the easiest way to get money.
The approval rate for applications to microfinance organizations is 75-85%. Standard reasons for refusal:
- Lack of mandatory document
- Low payment discipline
- No source of income
- You can apply for an urgent loan online: quickly, around the clock, with a minimum package of documents and without complicated checks. You will find the best offers on this page.
Basic requirements for the borrower
Requirements for borrowers for trouble-free microloans are minimal.
Basic conditions:
- Edad a partir de 18 años
- Ciudadanía
- No debt on loans, loans and fines
- Low credit load – no other outstanding loans or minimal amount of debt
The loans presented on this page are available to a wide range of people. Usually this is a small amount up to $10,000–$15,000. Loan limits up to $30,000 are available to regular customers.
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