La société de microcrédit VAYVND accorde des microcrédits aux particuliers en ligne et dans les agences.
La société de microcrédit FinaGuru accorde des prêts en ligne à court et à long terme aux particuliers. L'organisation n'a pas de réseau d'agences ; elle opère à distance via Internet.
Creditnice est une société de microfinance qui opère depuis 2013. Elle se spécialise dans les prêts avec traitement en ligne, y compris pour payer des achats auprès de partenaires ; elle émet également des cartes de crédit virtuelles et fournit des lignes de crédit.
How to get a loan on a card with a negative balance
In order to get a loan from an MFO with a negative card balance, you need to contact a company that provides a loan on appropriate terms. There are quite a lot of such MFOs, among them there are large and reliable companies. To receive a loan, you must go through the registration procedure on the MFO website, fill out an application with your passport data and submit it for consideration. Additionally, the borrower indicates what card he has and what the balance is on it.
When issuing a loan to a card with a negative balance, it is necessary that the bank card of the potential borrower meets the following criteria:
- The card is personal and issued to the borrower
- The card expires no earlier than the last payment on the issued loan.
- It is necessary to take into account the fact that when applying for a loan on a card with a negative balance, a certain amount will be used to pay off the debt. The operation of crediting borrowed funds is regarded by the banking system as a balance replenishment, so the funds will be written off automatically.
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