La società di microcredito FinaGuru eroga prestiti online a breve e lungo termine a persone fisiche. L'organizzazione non dispone di una rete di filiali, ma opera a distanza via Internet.
Creditnice è una società di microfinanza attiva dal 2013. È specializzata in prestiti con elaborazione online, anche per pagare gli acquisti presso i partner; emette anche carte di credito virtuali e fornisce linee di credito.
If you urgently need a small amount of money – for example, to pay for utilities or important purchases – then you can apply for a loan from a microfinance or microcredit company. Many of them offer to borrow an amount of $6,000 or more. To apply for a loan, just leave an application on the IFC or MCC website. Here are all the companies that issue microloans in amounts starting from $6,000. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Vantaggi
It is convenient to repay a small amount at the end of the term with interest
Completing the application does not require a large package of documents
Difetti
The smaller the amount and term, the higher the interest rate
How to avoid problems when obtaining a loan from an MFO?
This is necessary to make sure that the MFO is not an illegal (“black”) lender. When concluding a loan agreement, you need to carefully read the conditions for issuing money and repaying the debt. The agreement must contain a QR code with all the necessary information about the IFC, as well as information about the full cost of the loan. The document must reflect the full amount of the overpayment.
Will information about the loan taken be included in the bookkeeping department of the selected MFC?
Yes, information about a loan received from the IFC will be included in the BKI database. All microfinance organizations are required to enter information about loans issued and the payment discipline of their borrowers into the Credit History Bureau. Otherwise, the IFC will not receive the right to conduct its activities, that is, to issue microloans. All actions of each client are carefully recorded, thus forming his credit history.
Che cos'è un prestito non garantito?
Un prestito non garantito è un accordo in base al quale una società di microfinanza fornisce denaro a un mutuatario per un determinato periodo di tempo a interesse o a interesse zero senza garanzie o proprietà come collaterale. Questi prestiti non sono garantiti per il prestatore, quindi l'importo massimo è di $100.000.
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