La società di microcredito FinaGuru eroga prestiti online a breve e lungo termine a persone fisiche. L'organizzazione non dispone di una rete di filiali, ma opera a distanza via Internet.
Creditnice è una società di microfinanza attiva dal 2013. È specializzata in prestiti con elaborazione online, anche per pagare gli acquisti presso i partner; emette anche carte di credito virtuali e fornisce linee di credito.
Loan without CI in MFOs
Credit history (CI) is information about all credits and loans of a person. Banks and microfinance companies take CI into account when considering applications. Banks often refuse to issue funds to borrowers who have never taken out a loan. The requirements of MFOs are not as strict as those of banks. Therefore, it is easier for citizens without a credit history to get a loan here.
How to apply for a loan through the service
To apply for a microloan without a credit history, the application procedure is as follows:
- Compare offers from microfinance companies on this page
- Select a company and click the “Submit Application” button next to the selected organization
- Calculate the preliminary overpayment on a loan using an online calculator
- Register on the company’s website and fill out an application for a microloan
- Submit it for review
- Wait for a decision on your application, it will take no more than 15 minutes
- Sign the contract
- Ottenere denaro sulla carta
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