La società di microcredito FinaGuru eroga prestiti online a breve e lungo termine a persone fisiche. L'organizzazione non dispone di una rete di filiali, ma opera a distanza via Internet.
Creditnice è una società di microfinanza attiva dal 2013. È specializzata in prestiti con elaborazione online, anche per pagare gli acquisti presso i partner; emette anche carte di credito virtuali e fornisce linee di credito.
Many MFCs and MCCs offer microloans for a short period of time – from a week to a month. This method is convenient for small amounts up to $20,000. You can apply for a microloan online and receive money via a bank card, e-wallet or money transfer. Here are organizations that offer short-term microloans. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Short-term loan – for how long is it issued?
You can get a loan for either 30 days or several months. The maximum loan term is one year.
The borrower has the right to close the loan ahead of schedule. For example, if the loan is for a couple of months, you can close it in a month or even earlier. As mentioned above, interest in this case will be recalculated. This makes loans profitable for borrowers.
Terms of short-term loans
The borrower must have a residence permit in the country and have an income (not necessarily official). The potential borrower must not have a criminal record. If these requirements are met, the borrower will not be denied a loan.
To receive a loan you will need a mobile phone and a valid email. You also need to enter your passport details and take a scan or photo of the document.;
You can get a loan urgently, in one day. MFOs operate 24 hours a day, seven days a week. Many microfinance organizations issue the first loan at 0% per annum. Subsequent loans are offered at low interest rates, which are calculated daily.
The shorter the loan term, the less the borrower will overpay. It should also be taken into account that microfinance organizations often issue loans for regular clients on more favorable terms. Loan conditions may vary from organization to organization.
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