A empresa de microcrédito VAYVND emite microempréstimos a particulares em linha e nas agências.
A sociedade de microcrédito FinaGuru concede empréstimos em linha a curto e longo prazo a particulares. A organização não tem uma rede de agências; opera remotamente através da Internet.
Creditnice é uma empresa de microfinanças em atividade desde 2013. É especializada em empréstimos com processamento online, incluindo para pagar compras a parceiros; também emite cartões de crédito virtuais e disponibiliza linhas de crédito.
Applying for a loan for 12 thousand dollars
Previously, consumers had to go to an MFO office to borrow money. Today the entire process has been transferred to the Internet. You can find information about the company and apply for a loan online.
Both new and regular customers can receive 12 thousand dollars. There is no need to issue a deposit or guarantee. A small amount will be given to you before your salary using your passport.
Short-term loans can be quickly repaid and, if desired, taken out a new one. Preferential offers are available, including interest-free loans – an analogue of installment plans. Offers can be found on this page. Loans of $10,000–$15,000 can be obtained in different ways: in cash, via a bank card or e-wallet. It all depends on the conditions of a particular MFO.
You will need to indicate your passport details, personal bank card number or personalized e-wallet in the online form. Sometimes you need to attach a photo or scan of your passport.
An automatic credit scoring system will check the client’s profile. The answer arrives within 5-15 minutes via SMS. After receiving approval, you must sign the agreement using the code from SMS.
Requirements for borrowers
Different categories of clients—citizens—can get a loan of $12,000: self-employed, unemployed, students and pensioners. Minimum requirements must be met:
- Cidadania
- Idade a partir dos 18 anos
- Full legal capacity
- Allowable debt load
- Having a permanent source of income
12,000 dollars will be provided without certificates or refusal. The likelihood of approval is high: even clients with a damaged CI have a chance.
Condições de registo
The main condition is to comply with obligations to the creditor and prevent the formation of overdue debt. Otherwise, you will have to pay a penalty for each day of late payments.
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