A empresa de microcrédito VAYVND emite microempréstimos a particulares em linha e nas agências.
A sociedade de microcrédito FinaGuru concede empréstimos em linha a curto e longo prazo a particulares. A organização não tem uma rede de agências; opera remotamente através da Internet.
Creditnice é uma empresa de microfinanças em atividade desde 2013. É especializada em empréstimos com processamento online, incluindo para pagar compras a parceiros; também emite cartões de crédito virtuais e disponibiliza linhas de crédito.
If you urgently need a small amount of money – for example, to pay for utilities or important purchases – then you can apply for a loan from a microfinance or microcredit company. Many of them offer to borrow an amount of $6,000 or more. To apply for a loan, just leave an application on the IFC or MCC website. Here are all the companies that issue microloans in amounts starting from $6,000. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Vantagens
It is convenient to repay a small amount at the end of the term with interest
Completing the application does not require a large package of documents
Defeitos
Quanto menor for o montante e o prazo, maior será a taxa de juro
How to avoid problems when obtaining a loan from an MFO?
This is necessary to make sure that the MFO is not an illegal (“black”) lender. When concluding a loan agreement, you need to carefully read the conditions for issuing money and repaying the debt. The agreement must contain a QR code with all the necessary information about the IFC, as well as information about the full cost of the loan. The document must reflect the full amount of the overpayment.
Will information about the loan taken be included in the bookkeeping department of the selected MFC?
Yes, information about a loan received from the IFC will be included in the BKI database. All microfinance organizations are required to enter information about loans issued and the payment discipline of their borrowers into the Credit History Bureau. Otherwise, the IFC will not receive the right to conduct its activities, that is, to issue microloans. All actions of each client are carefully recorded, thus forming his credit history.
O que é um empréstimo sem garantia?
Um empréstimo sem garantia é um acordo nos termos do qual uma sociedade de microfinanças fornece dinheiro a um mutuário durante um determinado período, com juros ou sem juros, sem garantia ou propriedade como caução. Estes empréstimos não são garantidos para o mutuante, pelo que o montante máximo é de $100.000.
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