A empresa de microcrédito VAYVND emite microempréstimos a particulares em linha e nas agências.
A sociedade de microcrédito FinaGuru concede empréstimos em linha a curto e longo prazo a particulares. A organização não tem uma rede de agências; opera remotamente através da Internet.
Creditnice é uma empresa de microfinanças em atividade desde 2013. É especializada em empréstimos com processamento online, incluindo para pagar compras a parceiros; também emite cartões de crédito virtuais e disponibiliza linhas de crédito.
Some microfinance and microcredit companies issue loans to their clients for a long period – for example, for a year. Such offers are convenient due to larger amounts and low interest rates. To apply for a loan, just leave an application on the IFC or MCC website. This page lists all companies that issue loans for up to a year. When choosing, consider the amount and term, interest rate, requirements for borrowers and other conditions.
Vantagens
Under the same conditions, obtaining a microloan is easier and faster than a consumer loan
The debt amount is repaid in installments over the term; if desired, it can be repaid ahead of schedule
The longer the loan term, the lower the interest rate.
Defeitos
Typically, long-term loans are available only to regular customers of companies
Taking an amount less than $30,000 for a year will most likely not work.
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