La empresa de microcréditos VAYVND concede microcréditos a particulares en línea y en sucursales.
La empresa de microcréditos FinaGuru concede préstamos en línea a corto y largo plazo a particulares. La organización no tiene red de sucursales; opera a distancia a través de Internet.
Creditnice es una microfinanciera que opera desde 2013. Está especializada en préstamos con tramitación en línea, incluso para pagar compras de socios; también emite tarjetas de crédito virtuales y ofrece líneas de crédito.
What are loans with arrears and bad credit history?
Overdue loans are microloans that are provided to problem borrowers with a bad credit history and unpaid debts. The offers are designed for clients with a high debt load, current and overdue debt. The terms of such lending are not always favorable, since microfinance organizations carry additional financial risks.
Microloans can be taken out around the clock without calling or going to the office, simply by filling out a form on the lender’s website. Even clients without a regular source of income, with large debts, or a hopeless or zero CI have a chance to have their application approved.
Ventajas
Often this is the only way to borrow a small amount of money instantly for a “problem” borrower or blacklisted debtor
Completing a CI remediation program increases the likelihood of approval of subsequent loans
If there are problems with payments, you can extend the period by several days or weeks. To do this, it is usually enough to pay interest or a special commission
Defectos
Few organizations offer programs for borrowers with overdue debts
The likelihood of refusal to correct is very high if there is an unclosed loan or loan
The need to provide additional documents for registration in some situations (confirmation of income or guarantee)
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