La société de microcrédit VAYVND accorde des microcrédits aux particuliers en ligne et dans les agences.
La société de microcrédit FinaGuru accorde des prêts en ligne à court et à long terme aux particuliers. L'organisation n'a pas de réseau d'agences ; elle opère à distance via Internet.
Creditnice est une société de microfinance qui opère depuis 2013. Elle se spécialise dans les prêts avec traitement en ligne, y compris pour payer des achats auprès de partenaires ; elle émet également des cartes de crédit virtuelles et fournit des lignes de crédit.
What are loans with arrears and bad credit history?

Overdue loans are microloans that are provided to problem borrowers with a bad credit history and unpaid debts. The offers are designed for clients with a high debt load, current and overdue debt. The terms of such lending are not always favorable, since microfinance organizations carry additional financial risks.
Microloans can be taken out around the clock without calling or going to the office, simply by filling out a form on the lender’s website. Even clients without a regular source of income, with large debts, or a hopeless or zero CI have a chance to have their application approved.
Avantages
Often this is the only way to borrow a small amount of money instantly for a “problem” borrower or blacklisted debtor
Completing a CI remediation program increases the likelihood of approval of subsequent loans
If there are problems with payments, you can extend the period by several days or weeks. To do this, it is usually enough to pay interest or a special commission
Défauts
Few organizations offer programs for borrowers with overdue debts
The likelihood of refusal to correct is very high if there is an unclosed loan or loan
The need to provide additional documents for registration in some situations (confirmation of income or guarantee)