La società di microcredito FinaGuru eroga prestiti online a breve e lungo termine a persone fisiche. L'organizzazione non dispone di una rete di filiali, ma opera a distanza via Internet.
Creditnice è una società di microfinanza attiva dal 2013. È specializzata in prestiti con elaborazione online, anche per pagare gli acquisti presso i partner; emette anche carte di credito virtuali e fornisce linee di credito.
What are loans with arrears and bad credit history?
Overdue loans are microloans that are provided to problem borrowers with a bad credit history and unpaid debts. The offers are designed for clients with a high debt load, current and overdue debt. The terms of such lending are not always favorable, since microfinance organizations carry additional financial risks.
Microloans can be taken out around the clock without calling or going to the office, simply by filling out a form on the lender’s website. Even clients without a regular source of income, with large debts, or a hopeless or zero CI have a chance to have their application approved.
Vantaggi
Often this is the only way to borrow a small amount of money instantly for a “problem” borrower or blacklisted debtor
Completing a CI remediation program increases the likelihood of approval of subsequent loans
If there are problems with payments, you can extend the period by several days or weeks. To do this, it is usually enough to pay interest or a special commission
Difetti
Few organizations offer programs for borrowers with overdue debts
The likelihood of refusal to correct is very high if there is an unclosed loan or loan
The need to provide additional documents for registration in some situations (confirmation of income or guarantee)
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